We encourage all our users to use Debit Cards or Net Banking to add money to their Paytm wallets if they are facing issue in using their credit cards. And follow the same steps as above described. 2% charges for adding money from cc and 1% for transferring to account. When a user adds money using credit card, we pay a large fee, nearly 2%, to the credit card company. A message saying "Nominal charge of 2% is applicable on adding money using credit card. You can add money to your Paytm Wallet by selecting the ‘Add Money’ icon on your homescreen. Step 2: On Paytm app, you can add money via your Credit/Debit card, Net Banking, UPI, IMPS or ATM card. Based on your usage pattern, your account is restricted to add money through credit card”. Click on Wallet on top showing your current balance. Yes, you heard it right. But if you want to add in your Phonepe wallet then first you have to transfer your Paytm wallet money in your bank. Paytm last week silently rolled out a major change to its platform that converted recharges to wallet via credit cards into gift vouchers. In fact, this is the primary reason for customers not being able to add money to their Paytm wallet. If you are using Paytm for money transactions and want to add money to your Paytm wallet, here are the steps you have to follow. Adding money to your wallet on Paytm is so easy. How to add money to Paytm wallet: Step by step guide, How to hide YouTube channel temporarily, step by step guide, How to create 3D photos on Facebook from iPhone. Please note that with effect from 15th October 2020, a surcharge of upto 2% will be applicable on users who have been flagged by our system for abusing the facility of wallet to bank transfer by taking money from credit/ debit card to bank account. We encourage all our users to use Debit Cards or Net Banking to add money to their Paytm wallets if they are facing issue in using their credit cards. Select the ‘Add Money’ icon on your homescreen. You can choose to add money via Credit/Debit card, Net Banking or UPI ; Enter the amount you want to add and tap on ‘Add Money’ You will be redirected to a secure payment page where you need to provide payment details. Cashback is 'Paytm wallet loyalty cashback' given by 'Pay with Paytm' payment platform. You have been successfully added Rs. Open Paytm Wallet - Tap on "Paytm Wallet" on the following screen to open it. Cashback is 'Paytm wallet loyalty cashback' given by 'Pay with Paytm' payment platform. Now, you can get whopping 5 percent cash back when you choose to add money to your Paytm Wallet with your HDFC Bank credit card or debit card. Step 6: Once you provide details on your bank’s page & complete the transaction process, you will be redirected to Paytm with money added in your Paytm wallet. You can add money to your Paytm wallet through Paytm App as well as Paytm.com.Here are the steps to follow: Through Paytm App:. In simpler words, if one added money to their Paytm wallet through credit card, it would be converted into vouchers, which can be used only for purchasing items from its Paytm Mall marketplace or making recharges. Paytm is also providing an offer, wherein users will get 2% cashback up to Rs 200 on adding minimum Rs 50 using credit card, according to the message. Below points must be taken into account before you add money to Paytm Wallet: Users with verified KYC can add maximum to INR.1,00,000/- to their account which means at a given time, total 100,000/- can be accumulated in the Paytm wallet. Paytm users will have to pay a 2 per cent fee on the amount added to their e-wallet using a credit card. When a user adds money using credit card, we pay a large fee, nearly 2%, to the credit card company. Paytm sucks. 2. on Taping Proceed to pay, you will be directed to the Complete your payment page. Log in to your account. Any type of problem-related to the topic. In most cases, this happens if you have exceeded your KYC limits. Step 5: If you have any of your saved credit or debit card in Paytm, it will be shown upfront and you just have to enter CVV and proceed to the bank page. You will now see that the amount will be added to your Paytm Wallet. Treated like drug addict: Black doctor alleges racism at hospital; dies of Covid, What agitating farmers want, and why the Centre may not oblige, The Rajinikanth dilemma in Tamil Nadu politics, Battered Congress looks at hard road ahead, Trump finally concedes defeat, promises orderly transition, IAF planes to supply Covid-19 vaccines to remote areas of the country, WATCH | How the siege on US Capitol Hill unfolded, Watch: House collapses due to incessant snowfall in Srinagar, Only in India: Salon owner offers free haircuts for a day to celebrate birth of girl child. While paytm has to pay transaction fees for every transaction done at their platform. 3. Conclusion. 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